Design Director / Product Designer
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renovate america

Renovate America
Consumer Lending Platform & Brand Transformation

 

Context

Renovate America operated at the intersection of consumer financing, contractor growth, and public infrastructure improvement. However, its digital presence and product ecosystem lacked cohesive identity, narrative clarity, and behavioral alignment across stakeholders.

As Design Director, I led a 12-person cross-functional team to relaunch the platform from the ground up — spanning marketing, product experience, lending application flows, and brand system architecture.

The mandate was not aesthetic improvement. It was structural repositioning.

 
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Market Friction

Homeowners approached renovation financing with emotional and financial hesitation. Trust gaps, unclear qualification pathways, and fragmented application experiences created uncertainty, drop-off, and stalled decisions. Contractors required predictable demand and credible brand alignment, while government stakeholders needed a compelling narrative rooted in community impact.

The underlying issue was not traffic — it was behavioral confidence across a complex financial commitment.

Behavioral Architecture

User research surfaced distinct job stories tied to critical psychological inflection points in the financing journey. One early-stage insight captured the dynamic clearly:

“When I first land on the site, I want to immediately understand who you are so I can trust you to solve my problem.”

That job was not about content density. It was about reassurance.

The experience was restructured around behavioral momentum — guiding users from initial skepticism toward credibility formation, from financial uncertainty toward qualification clarity, and from hesitation toward confident action. Each stage of the journey was intentionally designed to serve a psychological objective: establish legitimacy, clarify eligibility, reinforce reason to believe, and leave the user with optimism about the outcome.

Rather than designing pages, we engineered conviction. Trust formation, financial legitimacy, and forward momentum became structural components of the experience rather than marketing afterthoughts.

 
 
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Organizational Leadership

As Design Director within a 700-person organization, I led a 12-person cross-functional team through a coordinated platform relaunch spanning brand, marketing, and product experience.

This initiative required aligning executives, product leaders, marketing stakeholders, and engineering partners around a shared vision: empowering homeowners to confidently invest in meaningful improvements while enabling contractors and communities to benefit from responsible financing.

Design became the connective layer across strategy, narrative, and experience — ensuring that trust, clarity, and optimism were not abstract values but operational principles embedded into the system itself.

Platform & Brand System

The transformation extended beyond UX flows. We rebuilt the consumer-facing brand system to reflect clarity, confidence, and optimism. A cohesive visual and interaction system was implemented across marketing surfaces and lending application flows to ensure continuity between acquisition and financial commitment.

User flows, wireframes, and prototyped decision pathways were structured to reduce perceived risk and increase application completion clarity.

The experience positioned Renovate America not merely as a lender, but as an enabler of home transformation and community improvement.

 
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The behavioral transformation required a cohesive visual and messaging system that communicated trust at a glance. Every color choice, icon treatment, and interaction pattern was designed to balance financial legitimacy with optimism — signaling both stability and possibility.

 
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Outcome

The platform relaunch delivered measurable commercial impact, including a 44% increase in leads, improved eligibility comprehension, stronger conversion performance, reduced bounce rates, higher application completion rates, and increased overall loan volume.

Beyond metric lift, the transformation aligned narrative, product mechanics, and financial clarity into a cohesive system that homeowners could trust and act upon.

The result was not merely a new digital presence — it was a redefinition of how Renovate America communicated trust, facilitated financial confidence, and positioned itself as a credible partner in home and community improvement.

Strategic Reflection

Complex financial decisions are rarely converted through product mechanics alone. They require orchestrated trust signals, narrative clarity, and behavioral timing.

This engagement reinforced that revenue growth in regulated lending environments depends as much on psychological architecture as technical implementation.